In NYS, Mom is now in Assisted Living, which is requiring that I apply for Community Medicaid for her. I need help with the application. It's confusing, I don't know where her birth certificate is, what in the world does this question mean, I have no clue what the answer to that question is. There are agencies that will help with these applications but they cost THOUSANDS of dollars to hire those agencies. If people had thousands of dollars to spend on help to apply for Medicaid, they wouldn't need Medicaid. I keep being referred to agencies and telephone numbers that "might be able to help" who all say, "Sorry, can't help, but here's another number to another agency that will also say they can't help." I am DISGUSTED with the world today. Thoroughly DISGUSTED. Everything is far too complicated, and driven by Money, Money, Money.
My Question though, concerning Community Medicaid, is that the person receiving this is living in their own home. So Community Medicaid does not pay for room and board. How will that work at the AL. Will the care cost be the only thing covered? If your looking for her room to be paid for then you need LTC Medicaid.
I am very surprised this Social Worker cannot help you get started with the Medicaid application and have some knowledge how it works. I would wonder what her credentials are?
The Medicaid would pay for her medical care, which this facility requires to be through a program called PACE.
Funny enough, some of these comments said, "Call the local Social Services office," and they did exactly the same thing, "Your mom doesn't qualify because her monthly income is too much (no consideration that 99% goes to her rent at the AL", but here's a number you can call to a person who will charge $3000 to fill out this application for Community Medicaid that we just said she doesn't qualify for."
Let the SW guide you but know the process.
I'm 87 which probably (partially) explains why I agree that everything has gotten far too complicated and driven by MONEY. Welcome to America and Vulture Capitalism! BTW, weren't computers supposed to make life easier and LESS complicated? Well, in theory maybe. In practice, definitely not so much!
Otherwise like JoAnn said below, go to your local Social Service office and they will walk you through the process as well.