I've been POA for my father for almost 4 years and care manage his entire life. This includes taking care of his old house, paying all bills, managing his health care, dealing with issues with his tenants and caregivers (and finding these people/hiring/firing etc) I live in a different state. I have full time work that I can't effectively do. I have developed intense debilitating anxiety and depression dealing with all of this. I've kept him in his house all this time (he's 91 with dementia) but at great cost to myself. He is currently in a temp rehab place and absolutely miserable saying he wants to go home. I need to step down but don't see what other options I have. He has children in another country but they don't help, only tell me what to do. I am going nuts. What do I do...
I completely understand!!
I care for my Aunt long distance.
I had to place her in MC and sold her home "as is" to pay for her facility. Her home was in shambles ! I have all her bills on auto pay.
I know your Dad desperately wants to go home, however, at 91 he is only going to decline.
Most likely he's going to need ALF soon.
IMHO, find him a wonderful ALF now. Since he's already out of his home, now would be ideal.
He may actually be happy there. There are lots of activities to keep him busy and lots of folks to talk with.
This would relieve some of the pressure on you!
God bless and (((hugs)))
That does not mean you must do these things to your own physical, financial or emotional detriment.
That does mean being objective and decisive.
In this case, I encourage you not to turn over those decisions, but rather to make them. You know what your father needs for his health, safety, security, and well-being. It is time to take a deep breath, pull together your resources, perhaps take some time off from work, and get those decisions made.
Trust that you were picked for exactly this purpose, and do not look for someone else. It is a hardship, yes, and one you agreed to doing years ago. It is just time to move to a different level of care now.
As someone who has battled thru anxiety, I understand all too well how overwhelming this feels. Making these decisions will be part of your process as well as his. Have a good therapist to keep you on track. You will see the strength build in yourself and you do the work.
Sell his stuff, property and all. Get him placed.
Visit occasionally.
We ALL have to come to this point, pull up our big girl or boy underwear, and do what needs to be done. It feels impossible but people do it every day because it is time!
Good luck!
It would be much easier to manage his caregivers, if you needed to hire some and arranging for medical visits for him. You could notify tenants the house is going to be sold and they need to vacate. Or continue to use the rent they generate as income for him as income to pay for a memory care or assisted living facility near you. Personally, I'd sell the house so you don't have to deal with tenant complaints and repairs.
The siblings who are out of the country can assist even though they aren't here - they can pay any of his bills online for you. Or, you can have the bills auto drafted and only have to follow up with a bank statement or credit card statement for accuracy. Other than that, I wouldn't discuss any decisions with them. They aren't here and don't do anything now, so you have to make the decisions that are best for you.
Don't have contact with them, at least for now. They're no help, only hindrance. There's no need to take ANY input from them. If you have to, block them on phone, social media, etc., at least until you get this all sorted out. If they're pestering you, this will take one load off while you work out the rest.
I'd hesitate to recommend giving up the POA unless there's absolutely no other alternative. Once you give it up, you can't get it back, since he has dementia.
Start by finding out how long he can stay in the rehab. Sure, he doesn't like it, but who does? He may be limited by Medicare for time or if he's not making progress, they can cut him loose, so he'd have to self-pay. This may cost more than you'd be "saving" from not having the care people at his home, but it's to give you time to get this resolved.
For the house, can you contact the mortgage company and find out how much equity there is? You say it's an older house - would it need a lot of work to fix up for sale? If there's not a lot of equity, why not let them repo? You'd have to warn the tenants that they'll have to find another place to live. IF only his name is on the deed, it won't matter if it hurts his credit rating. Or consider a sell "as is." There is potential, depending on how much he owes, that there might be residual to be paid to close out the account. A little number crunching, but in the long run, what he pays for mtg, re tax and utils, plus the care givers would go a long way to paying for a facility.
Keeping him in rehab or temp in a LTC place that might do monthly will buy you some time to get the tenants to move, the house gone and eliminate all those extra "duties." Would you consider moving him to MC near where you live? It would reduce time managing everything else AND you can watch over him easier if he is local. As for all the warnings about the virus, most elder care facilities were FIRST on the list to get vaccinated. There should be LESS worry having him in a facility now than having random care-givers you have no control over coming and going in his house!
"...but at great cost to myself." I hope you mean physically and emotionally, not that it's good, but hopefully you're not paying to cover his shortfalls too.
You need to consult with EC atty, to get advice about selling or ditching the house, getting the tenants out and whether your father would qualify for Medicaid or perhaps VA benefits. Many offer a limited free consult. Make a list of all these issues to make the most of that free consult. Have the atty give an estimate for taking care of all that you need help with (should be dad's dime.) If possible, find other EC attys who offer the free consult and take notes at each one. Go with the one who gives the best advice and plans.
If you can get him into MC, either where he is now or near you and get rid of all the rest, managing as POA isn't nearly as difficult. It would be easier if he moved to your area. I know how you feel. I managed all mom's finances, medical and dental care, and had to go often to replenish food/supplies for several years. No real help from brothers, even though one is local (the other is several states away.) I made sure the move was to a place near where I live, as I knew this would all fall on me. Even after the move, all her needs were mine to oversee, but it was so much better after the condo was done and sold! The only differences were I was laid off about the time she needed me to step in, so that wasn't a concern for me, and there were no tenants. We considered renting her place, but being overwhelmed with everything else, I decided I was NOT going to become a landlord! The cost of hiring rental manager would likely take any income and I'd have to worry about damages, repairs, etc. So, once it was ready, SELL IT!!! I retired early. Though it was a financial hardship for me, it was better than juggle all and work.
They hired 3 CNAs to cover 24-hour care. One was appointed manager and was responsible for managing schedules, groceries, doctors appts., and any problems. The 3 generally worked their same 8 hour shift each day. When they needed to switch, they switched with each other and maintained the same number of hours. There were a few personnel changes, but this worked fairly harmoniously for 8 years. It wasn’t perfect, but it was really great.
The one who served as a manager used this to build her resume and earned a slightly higher wage. She loved the added responsibility.
Grandma was happy, clean and in her home. They loved her and she loved them. The three CNAs became close friends and appreciated this arrangement.
You can set up auto bill pay or hire your bank to pay bills. Hire a payroll company to pay any workers.
Everything will be okay.
I am one of those people who believes in at-home care, which has worked in my family for multiple generations. It doesn’t work for every family. You need to manage what works for you and your dad.
Dont take orders from anyone who is not there helping… And tell them just that.
You do need an attorney, whether it is an elder law or medicaid attorney they can help you get him ready for medicaid, but I hate to add to your load, but you will have a lot of paperwork to gather. I worked many hours a week getting the documentation of my parents to get my father on medicaid as his life was winding down. In Missouri, they did not require 5 years of bank records, but they can go back that far.
If you remain as POA the next few months won't be easy, losing the rental properties, getting him on medicaid, finding him a new place that takes medicaid, selling his house and other assets. If there is no way for you to do this, then unless other family members take on the burden, the state will have to take over for you. Before you do give up, check with the social worker where he currently is and see what resources are available to you. Find an attorney in the area familiar with applicable laws to give you solid direction.
If you can hang on for 2 or 3 months disposing of his business, home, get him on medicaid, and get him placed in an appropriate facility, being a POA will be simplified for you. Please realize few elders wish to leave their home, but there comes a time for a lot of them, where there is no choice.
As for his other children in another country or not - if they are not helping, they get no say UNLESS they plan to take over for you. DO NOT let them guilt you. There is NOTHING to feel guilty about, you can only do your best and when your best is not enough then it's time to find new solutions. I know when my father was in his final months of life I made decisions that I hoped to God were the right ones. Mom, dad and I were presented with the information and did make a group decision, but I was the person in charge of Dad's finances and medical decisions. Decisions can be heart wrenching, but you go with what you believe is in the best interest of your LO. In your case, you must also make the decision that is best for your father and yourself. Taking on this much will take a toll on anyone.
May you find peace in whatever decision you make.
Question - why? OP has POA. I do know that POA doesn't allow you to force someone to move or give up their homes, but with dementia, we can work around some of these issues.
We had POAs, wills, etc all done. When it wasn't safe for mom to remain in her place and she refused to move elsewhere, the EC atty told me we couldn't force her to move and suggested guardianship. I highly doubt she would have been approved at that time. She was still able to do ADLs and could seem very normal, but it wasn't safe for her to remain in her place alone (she refused to let aides in.) We managed to make the move happen without taking her kicking and screaming to the facility AND without guardianship. The facility staff had told me 1) they don't accept committals and 2) just get her here, we'll take it from there. So, we were able to move mom WITHOUT guardianship. That is expensive and time consuming, even after it is approved.
I don't understand why you say OP needs to do this. If at all possible, I'd see about keeping him in the rehab, even if it means self-pay, until a place in a MC facility can be secured and then move him directly into that. POA WILL allow one to sell the home too - no need to involve the courts.
Tell him he must go to assisted living and sell his assets to pay for it. and do not feel guilty; everyone facing this must make these hard decisions; it is part of life.
That said, if you just feel you can't anymore, go to court and get a court appointed guardian; they will make the tough decisions for you; they deal with this all the time. Caveat: once you have done this, stay out of it and let them do their jobs! `
YOU NEED TO MAKE OTHER ARRANGEMENTS NOW.
For your own well-being and health.
Yes, he will continue to say he wants to go / come home. Expect this. Do not allow yourself to feel guilty - you'd want to go home too. However, there comes a time when changes need to be made. And that time is NOW. He will adjust to 'what is' as best he can. As you have adjusted. We do what we do for as long as we can do it.
And if his children and he do not thank you, I am thanking you for the four years you've been doing this. It is a huge service. I know, I'm in a similar situation. gg
Bow you do all you do from another state and still work full-time is beyond me since your siblings are not helping you have the POA SO SE THE OLD HOUSE AS IS. Sell all you can and use the money to take care of your father you can take his favorite chair,his tv, pictures or art work . Make his room as much like his home this will help his anxiety and feel he is at home. Good luck to you. Take care of yourself. Keep the POA .
All of this assuming he will not move near you and be placed in assisted living with the sale of assets there where he is now.
So you will start with speaking with Dad and other relatives that you will be resigning you POA, or hiring a Fiduciary if assets allow. As POA you can do this.
The cost in California for a Fiduciary runs about 90.00 an hour more or less two years ago. Costs more while setting up the system, less once set up dependent on the amount of personal care the person requires.
It sounds like he's got money, so there is no reason why you cannot use his money to pay for an eldercare attorney to sort things out, including a court appointed legal guardian.
If he has dementia you are not doing him any favors letting him live by himself. One day he will wander off and get injured or killed. My sister-in-law let her mom live by herself, and I have been warning her for years to not allow that. She refused to listen. Her excuse is that her mom did not want to go to assisted living, and totally with it. She was in her 90's. She fell, broke her hip, and was on the ground for DAYS before someone found out. She ended up dying from the complications of being in the hospital from a hospital-acquired infection.
Talk to the Social worker. Do not have him released home, the hospital cannot release him if he doesn't have someone to care for him - but if you do - it will just be a matter of time before he has another hospital event. If you can hire a Geriatric Care Mgr this will take some of the load off of you in regard to coordinating his health care.
Another option would be to take him in with you until you can find a nice facility near you that can give him the care and safety he needs. You say he is running out of money and still owes on his house. Please contact a well regarded elder care lawyer who can help you navigate real options for your specific situation, rather than just getting family opinions. This is probably the most important thing for you to do without further delay. Keep us posted on your decision and progress, we really do care!
Talk to the social worker at the rehab facility. Let them know that you care not able to continue managing your father's care as you are currently doing. You have choices
1 - It may be time for your father to enter a memory care unit. Then, you could sell his place (you'll have to do it after he passes) and put the money into an account to cover his expenses.
2 - Ask for the courts to appoint a legal guardian. This person will do the job you did as POA. This person may or may not be able to keep your father in his home. Most likely he will be placed into a memory care unit, his home will be sold along with all assets, and his assets will be placed into an account for his care. Not sure what will happen to any assets after he passes. You might wish to talk to a lawyer before going this route.
Do they instruct you on each of the aspects then you carry out the wishes of his other children?
Tell them that you are no longer going to be POA. Is the Attorney that drew up the papers still a family lawyer? If so send them a certified letter that effective (and give a date) you will no longer act as POA. Make sure the date is enough in advance so that the others can be informed and another POA chosen.
You can tell them that this is your plan so that they can begin the process of choosing another.
You do know you will be "roped" into doing all the same stuff you are doing now just because you are here and they are not in the country.
Your other option would be to discuss with the Social Worker where he is now the fact that you can not effectively care for him, manage caregivers and care for his house so it would be best to find permanent placement in Memory Care.
Then you can begin the process of selling property that will pay for his care.
I do hope you have been getting paid to do all that you have done. Geriatric Care Managers get paid quite well. (range is $50.00 to 200.00 per hour.)
Keep doing it.
Step down and not do it any more.
Hire someone to handle it for you.
Let someone take his home over to use as a Care place that includes him living there.
Bring him to live with you.
You cannot go on trying to figure out how to make what he wants happen. It will kill you! Your health and personal life will suffer, if it’s not already. You need a different plan and you need to tell your father his plan is not feasible. At 91 and with dementia, your father has no business owing a ton of money on a home that he cannot manage or seem to pay for, on his own. It is not easy. He will be angry with you. But his situation is not going to get better. Having POA means YOU make the decisions- you are in charge - you are not following your fathers impractical plan. I would also advise counseling. I had to go to counseling (via Zoom) and start medication for the anxiety and depression brought on by stepping in to care for my mother. It really helped. Good luck!