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The house is unsafe and due to years and years of neglect it is now going to be very expensive to fix.

First things first do not give any of your own money to make the necessary repairs. You are going to need that money to get a new place eventually.

Secondly you have no say so as a grown adult woman living in your father's house. Whatever he says is law and you are still emeshed in a parent child relationship with him and are being treated the same way he treated you as a child. I am happy you are working and saving to move out. Do not give him anymore money for anything. The more you prop him up the more he will dig his heels in to stay in that house.

He reminds me of my fil who gets 5500 a month in a pension and social security but lives in a run down shack because he foreclosed on his own house a year after his 6th wife died because he kept giving money to people instead of paying his bills. It's a sickness with him since he has done this his entire life.

It's not about being generous but about putting on a show to others to get praise and accolades from others. A form of narcissism.

Lastly your dad says he can't handle the the maintenance on the place so it's time for him to sell and move. But good luck getting him to do that. He's hanging onto the fact that after he dies the place will be sold and that will he his gift to his kids. But it won't be a gift it sounds like it will be more like a nightmare due to the homes disrepair.

I wish you strength to do what needs to be done for your own self preservation.
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There are some that accept change easily, downsize or move when required.

There are others that resist change, prefer what they know. Dig their heels in & stay put.

The movers will move.
The heel diggers dig. They
will either meet their end with their boots still on, or meet some crisis, then give in & move - or be moved against their will.

Now if the at-call home help quits, reduces services or moves out (that is currently all you!) Father will have his hand forced & you will see what cards he wants to play.

Keep up the 'chat'. Make it simple.

"House is falling apart - you need to repair it. Or move.
You need some home help. Or move into AL.
You can choose what to do. Or it will be chosen for you".

Is dementia part of the picture? Or just someone who likes where they live?
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Can you afford to rent a room somewhere?

Resign your POA I an orderly manner and leave.

Or, if your POA would allow you to access and control his monies upon activation, try to have him declared incompetent and get the repairs done.

Does he have the money to do the repairs? Are his finances transparent to you?

Have you thought about calling Adult Protective services (perhaps after the next gurgle--I wouldn't be cleaning that up) and seecwhat they advise?
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So is the plan for you to be the eventual 24/7/365 caregiving slave? If he keeps giving away money, there will be Medicaid penalties. Why are you the one who has to live with him like this? What do your sibs do? And the eventual house sale money will be split equally between you and your sibs?
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Isthisrealyreal Jan 2022
I don't think actual charitable donations would be considered gifting and create a penalty. He isn't trying to redistribute his wealth to family.
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