I have come to the end of my rope and my mother refuses my help (I am living with her). She is not in bad enough health to go to a home but is short about $1000 a month for assisted living. I am so stuck. She has been throwing fits for days and I'm afraid if I go to work she will surely go down hill.
I wish I had an answer at the moment, but I don't. I seek everyday for some answer that is NOT the same old BS that does not help. Come on people, think "Outside the Box". Bless all caregivers and may we all unite to help each other.
ALSO, and this might be more applicable to more people, Rental income is taxable by feds and state!
I would contact the county social services. Start an application. If they turn you down, they will still advise you on at what point you would qualify for the county to start paying.
Find a facility that will definitely accept state aid....not all AL will accept it! Or, they will charge $4000/month for several months until you run out; when you get on state aid, you MIGHT still get to stay at same place----but NOT in your original private room, they'll move you to a dormitory style room.
If your mom were mine, I would just move her right now, to someplace, run the money down to where you can qualify for aid, and that's will have to be.
also, you didn't mention your DAD but if he was in the service your Mom might be entitled to what's called Aid and Attendnance from the Veteran's administration. That's what saved me. Good luck and try to check all resources. The Alzheimer's Association is a very good resource. Also, I would suggest a support group with other caregivers. They will have lots of information because some will have gone through the same issues.