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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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Looking at return checks parent is definitely writing everyone’s checks except for those to me. Sister and co-POA wants me to believe that our parent can’t write checks anymore
Speak with your parents to clarify. For my brother I paid all his bills, handled all acounts and kept meticulous records (as required by law) as I served as his POA and as the Trustee of his Trust. He had his own spending account of some 7,000.00 for whatever he wanted to spend on as we lived at other ends of the state. All other needs I paid for. So, yes, he had an account he wrote checks on. In your parents case they may also be writing checks and their POA may be paying bills on that account if it is set up that way. The parents gave the sibling they felt could/would serve best as POA the task (and it IS a task) to do so. It is not your business unless the parents wish to share info with you. And the Sister is accountable to your parents and the law,not to you. If you suspect that your sister is serving as POA and is using your parent funds fraudulently take your proof of this to APS and ask them to do investigation for fraud and abuse against the parents. Be aware that if you do this without good cause no one will likely speak with you at all in future. We are a Forum made up of people who have done caregiving. When an OP writes us we get his or her side of a situation without hearing another side. With these things there is no way we could hazard a guess as to what might be happening. But we CAN advise on resources for you to complain to. Fraud perpetrated against a senior when there is a Fiduciary Duty under the law (and such is the case for a POA) is punished under our laws; there is little sympathy in the courts for those who rip off seniors. Good luck. PS: If your parents write you a check go ahead and cash it. If your sister is correct that they are not now allowed to do that because of diagnosed incompetency, then the check will not clear. If the check clears, your sister is wrong, and if she is financial POA she will have to arrange with the banks to set up the accounts as they should be. For instance, as I did with management of all bills and accounts, but with a personal spending account for my brother.
Thank you! I was reading my legal documents and it says me and her are co durable POA to act together unanimously. Just spoke to my mom and she says she can handle her own bills, pays them and knows how much they are. But her account shows her spending $3000+ more than the income. This is bc of writing huge checks to my siblings who play on her generosity and they take a lot. When she overspends by $10-15,000 my sister who lives near her tells her to take money from her IRA so she has been taking $50,000 a year out to cover the spending on her adult children. I’m at a loss! If I hire someone or call Adult protective services my mom who has early dementia will back my sister up all the way. What are your suggestions? If I do nothing she will be out of money in 18 months as she has private home care now due to recent falls
Thanks! We are both Co- POA for financial and medical. However she lives closer and has more influence of them bc she is there a lot. On the online banking there are debit card purchases for big items that are definitely hers. And withdrawals that are ACH transactions for her and no way my parents. Is there a way to get APS involved without her knowing it was me?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
If you suspect that your sister is serving as POA and is using your parent funds fraudulently take your proof of this to APS and ask them to do investigation for fraud and abuse against the parents. Be aware that if you do this without good cause no one will likely speak with you at all in future.
We are a Forum made up of people who have done caregiving. When an OP writes us we get his or her side of a situation without hearing another side. With these things there is no way we could hazard a guess as to what might be happening. But we CAN advise on resources for you to complain to. Fraud perpetrated against a senior when there is a Fiduciary Duty under the law (and such is the case for a POA) is punished under our laws; there is little sympathy in the courts for those who rip off seniors. Good luck.
PS: If your parents write you a check go ahead and cash it. If your sister is correct that they are not now allowed to do that because of diagnosed incompetency, then the check will not clear. If the check clears, your sister is wrong, and if she is financial POA she will have to arrange with the banks to set up the accounts as they should be. For instance, as I did with management of all bills and accounts, but with a personal spending account for my brother.
Parents being able to write checks doesn't mean they are capable of handling their money. Are they competent in that way?
If they are, unless your parents gave your sister POA that takes effect immediately, the POA is not in effect and she's stealing from them.
If your parents are not competent, then your sister is violating her fiduciary duty as POA by writing checks to herself and your other sister.
You'd need to know how the POA was written, and I'm not sure you're going to get that information from your sister. What do you parents say?