Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
As said, this forum is made up of people from all over the US and other countries. We arebnot a lending institution.
Is the person having problems keeping up their home. If so and up there in age, they need to sell the house and use the proceeds for a nice Assisted Living or apt. I consider elderly over 80 and then some 80 yr olds don't look or act elderly. No one at that age should be taking on a mortgage. Me, 74, will not buy another house, an apt or Trailer.
Are you talking about you helping someone. Of course you can help pay but it does not make you the owner. You must be on the deed and tax records to be considered an owner. If I was to help someone pay their Mortgage and it would be a sizeable amount, I would want an agreement made up, by a lawyer, allowing me to be on the deed. For no other reason than to be able to get the money I invested back if the house is sold. If this is what you mean, there are ways to insure you get your money back but you need to see a lawyer.
You've signed up to an international forum of caregivers to elderly loved ones here. We come here to ask questions and share our experiences with one another, that's it.
Not sure I understand what you are asking... are you seeking financial help on an elder's behalf from this forum? If so, no.
Or, are you asking if "someone" (a private individual, adult child, relative) can or should help an elderly person pay for their mortgage? This is a question for an estate planner, financial planner, elder law attorney or Medicaid Planner for that elder's home state.
We will need more information to help. Do you mean : can you (the letter writer) help arrange the mortgage? Help pay for it once signed? Help pay an existing mortgage monthly bills? Be a cosigner? Or other topic?
In any case, none of these are different between elderly vs not. The issue will be if the person is not fit to make his or her own financial decisions, and (a separate issue) whether he or she when competent assigned (or currently could assign if competent now) a financial power of attorney. Can you expand on the situation?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Is the person having problems keeping up their home. If so and up there in age, they need to sell the house and use the proceeds for a nice Assisted Living or apt. I consider elderly over 80 and then some 80 yr olds don't look or act elderly. No one at that age should be taking on a mortgage. Me, 74, will not buy another house, an apt or Trailer.
Are you talking about you helping someone. Of course you can help pay but it does not make you the owner. You must be on the deed and tax records to be considered an owner. If I was to help someone pay their Mortgage and it would be a sizeable amount, I would want an agreement made up, by a lawyer, allowing me to be on the deed. For no other reason than to be able to get the money I invested back if the house is sold.
If this is what you mean, there are ways to insure you get your money back but you need to see a lawyer.
Do you mean a reverse mortgage on a property that the elder already owns? That's different.
Helping someone access the money in their home if they need to is fine. So long as you get a good exchange price for the service.
Or, are you asking if "someone" (a private individual, adult child, relative) can or should help an elderly person pay for their mortgage? This is a question for an estate planner, financial planner, elder law attorney or Medicaid Planner for that elder's home state.
In any case, none of these are different between elderly vs not. The issue will be if the person is not fit to make his or her own financial decisions, and (a separate issue) whether he or she when competent assigned (or currently could assign if competent now) a financial power of attorney. Can you expand on the situation?