If the home was put into a Revocable Trust, Would the rules still apply of the home being exempt from Medicaid estate recovery while the community spouse is living in the home or if the home was unoccupied with the owner in the nursing home signing an intent to return home statement?
medicaid planning and eligibility. Revocable trusts don’t protect assets. What you would need is an irrevocable trust but it needs to be done years before Medicaid is needed.
A Community Spouse will be able to stay in the home and be given enough of the monthly income to live. Its not until the person receiving care passes away that a lean will be put on the house. That lean will not need to be satisfied until the Community spouse sells, leaves the house or passes away.
Most people in a nursing home rarely are able to go back to their homes. The criteria is such that they need 24/7 care to be in a LTC facility.