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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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There are 4 ways to pay for their (our elder's) medical care: 1) your mom can pay from her own income and assets 2) she purchased long-term care insurance to pay for it, done in advance 3) she can seek taxpayer assistance from Medicaid 4) family pays for their health care expenses
For Medicaid, they must show that 1) are 65+, 2) medical condition requires that a skilled level of nursing, for NH applications 3) monthly income is less than her states ceiling +/- 2K, 4) countable assets are less than $2000 and 5) not gifted away anything of value during the 5 yr look-back period.
They can have non-countable assets such as a homesteaded property (their home) that is under 500K/750K in value - depends on the state: a car; a non-revocable NCV funeral & burial policy; NCV term life insurance policy.
For Medicaid, everything is state specific as Medicaid is a joint federal & state. So what the rules are in NY are different than in TX.
Helenglow - whatever you do, if your mom should need to go into the hospital, please do NOT sign your name on any forms - otherwise you could be found financially responsible. If you are DPOA, then sign then as Ann Smith as DPOA for Mary Smith or sign Mary Smith's name.
If mom has not done the following paperwork, you should get these done IMHO: -Durable Power of Attorney (not just POA and not a "springing" DPOA) - Medical Power of Attorney
- Living Will &/or Advance Directives - Declaration of Guardian in Event of Incapacity
- HIPAA Waiver
- Will or a Living Trust
I'm a firm believer in having an elder care attorney take care of all this. It will not be expensive as most is done by the paralegals. You do want to go in prepared with what the information is for the documents (e.g. the residence located at 123 ABC street, aka parcel #5678; Ann Smith, wife of John Smith, with the info on all the births, deaths & prior marriages) as well as valid ID for the elder. If the decisions have been already made, this should all simple, straightforward paperwork. Should take 1 - 2 hrs for intake & then 1 -2 hrs a couple of days later for the signatures to be done with a notary at the law office. Traditionally the office keeps a copy of all.
If mom has assets, then all this should be paid from her assets. This also is important if you ever get challenged both while she is alive and more importantly when you go thru probate. If you pay for all, and you benefit, then other family could go to court to find it a coerced document. Good luck.
You should call her local social services office and get her started in qualifying for Medicaid. She has no assets to speak of, so she should qualify. Medicaid will then use her money and then pay the remainder of her care (in most states). Medicaid is a little different in each state, but you best options is to call social services and explain her situation. They should be able to get the process for Medicaid eligibility started. There's a lot of paperwork, but it's necessary. Good luck, Carol
If she has funds, they will take the funds and property provided she doesn't have a living spouse. Once everything has been taken and she has nothing but SS she can qualify for medicaid. If you try to take any money and do something with it now. There is at least a 3 year look-back as to what happened to her money.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
1) your mom can pay from her own income and assets
2) she purchased long-term care insurance to pay for it, done in advance
3) she can seek taxpayer assistance from Medicaid
4) family pays for their health care expenses
For Medicaid, they must show that
1) are 65+,
2) medical condition requires that a skilled level of nursing, for NH applications
3) monthly income is less than her states ceiling +/- 2K,
4) countable assets are less than $2000 and
5) not gifted away anything of value during the 5 yr look-back period.
They can have non-countable assets such as a homesteaded property (their home) that is under 500K/750K in value - depends on the state: a car; a non-revocable NCV funeral & burial policy; NCV term life insurance policy.
For Medicaid, everything is state specific as Medicaid is a joint federal & state. So what the rules are in NY are different than in TX.
Helenglow - whatever you do, if your mom should need to go into the hospital, please do NOT sign your name on any forms - otherwise you could be found financially responsible. If you are DPOA, then sign then as Ann Smith as DPOA for Mary Smith or sign Mary Smith's name.
If mom has not done the following paperwork, you should get these done IMHO:
-Durable Power of Attorney (not just POA and not a "springing" DPOA)
- Medical Power of Attorney
- Living Will &/or Advance Directives
- Declaration of Guardian in Event of Incapacity
- HIPAA Waiver
- Will or a Living Trust
I'm a firm believer in having an elder care attorney take care of all this. It will not be expensive as most is done by the paralegals. You do want to go in prepared with what the information is for the documents (e.g. the residence located at 123 ABC street, aka parcel #5678; Ann Smith, wife of John Smith, with the info on all the births, deaths & prior marriages) as well as valid ID for the elder. If the decisions have been already made, this should all simple, straightforward paperwork. Should take 1 - 2 hrs for intake & then 1 -2 hrs a couple of days later for the signatures to be done with a notary at the law office. Traditionally the office keeps a copy of all.
If mom has assets, then all this should be paid from her assets. This also is important if you ever get challenged both while she is alive and more importantly when you go thru probate. If you pay for all, and you benefit, then other family could go to court to find it a coerced document. Good luck.
Good luck,
Carol