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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Just wondering if anyone has endured this happening in their family where the elderly signed away everything and did not know it. And did anyone win with proving fraud and if so any advice on this procedure would be amazing.
Bob, you might not get responses from people with specific experience, but you could get more responses from other posters if you provide some more information on this situation.
E.g., who was responsible for getting your parents to execute a reverse mortgage? A few years ago, a potential borrower had to consult with another individual of his/her choice to discuss the issue. I believe this was because reverse mortgages can be so financially devastating.
Another issue would be whether this person received any of the proceeds and how they were used, i.e., not for your parents.
Most importantly, what proof do you have that you could show to law enforcement so they can refer the case to a prosecuting attorney?
My other sibling is in the banking mortgage industry for a couple decades now. And recently a reverse mortgage was taken out with 2/3 of the slotted monies taken and just my brother and father on the account. With no POA on record with the RM company. He has had dementia for years. There are a decade of physician papers with his notes indicating which medicines for dementia and Alzheimer's he is on. Dr notes have evolved with his disease explaining from visit to visit as to what level of Demntia he has and eventually a few months before the RM the dr notes stated not able to drive, live alone etc. with my brother name noted on the dr notes as being fully aware and telling dr of his irrational behavior, wandering, hallucinations and such in regards to change his medication. Everything of his has been liquidated. Will missing. Deeds to other property missing. This is unbelievable. There have been some traces to prove the money was used for personal use and not on my father. Extravagant vehicles. Vacations. Shopping trips which was talked through social Media. But being financially educated In that field allows for savvy stealing as we found some money hidden in escrow So the paper trail jumps and is spotty. And my father now has so many debts that he never had before. My wife and I are older and cannot take on his debts too. But are trying to take care of him the best we can. He will eventually need to move to a nursing facility which now he only has state aid and no personal resources to help in his care. If anyone has encountered anything like this I would appreciate knowing how it turned out.
I really dont know about winning a case, were going through the same thing. In my opinion, go to the county prosecutor, and give them any proof you might have that this happened, and let them investigate. More people need to get involved, or the problem will just get worse. Most officals where I live are part of the problem, not the solution, i'm frustrated also. Good luck!
Im dealing with it now, however I can prove the notary was bogus and the signatures were not my mom. My mom vehemently denies transferring title and I strongly believe her. In effort to deter me from court, my mail was forward, I happen to check the courts today and Friday is court day. I will keep you posted on the outcome.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
E.g., who was responsible for getting your parents to execute a reverse mortgage? A few years ago, a potential borrower had to consult with another individual of his/her choice to discuss the issue. I believe this was because reverse mortgages can be so financially devastating.
Another issue would be whether this person received any of the proceeds and how they were used, i.e., not for your parents.
Most importantly, what proof do you have that you could show to law enforcement so they can refer the case to a prosecuting attorney?
He has had dementia for years. There are a decade of physician papers with his notes indicating which medicines for dementia and Alzheimer's he is on. Dr notes have evolved with his disease explaining from visit to visit as to what level of Demntia he has and eventually a few months before the RM the dr notes stated not able to drive, live alone etc. with my brother name noted on the dr notes as being fully aware and telling dr of his irrational behavior, wandering, hallucinations and such in regards to change his medication. Everything of his has been liquidated. Will missing. Deeds to other property missing. This is unbelievable.
There have been some traces to prove the money was used for personal use and not on my father. Extravagant vehicles. Vacations. Shopping trips which was talked through social
Media. But being financially educated In that field allows for savvy stealing as we found some money hidden in escrow So the paper trail jumps and is spotty. And my father now has so many debts that he never had before. My wife and I are older and cannot take on his debts too. But are trying to take care of him the best we can. He will eventually need to move to a nursing facility which now he only has state aid and no personal resources to help in his care.
If anyone has encountered anything like this I would appreciate knowing how it turned out.