Mom is 90 with vascular dementia living independently in an apartment for the elderly and disabled people. One adult child lives a few miles from her and the other two have lived in different states for many years. Most of mom's care falls on the one living closest, with monthly visits from one of the other two. For all of her life, she has rarely traveled as she is content at home and likes her independence and privacy.
My sibling that lives three hours away from mom wants her to move into their home. Space is not a problem but there are 7 people living in the house, including 5 children ages 12-20. My suggestion was discussing this with mom and having a trial period for a few weeks for all to adjust to the changes, which was met with some reluctance and disagreement.
While trying to make a decision on what is best for mom, when she can no longer live independently, the cost of a Personal Care facility is not financially feasible but Assisted Living may be with Medicare help. Due to COVID, we do not want her in any facility right now but must begin to explore future options knowing multiple moves will be detrimental to her.
How do we decide on a parent's next level of care when there is disagreement among siblings? I do not want a family feud but rather a compromise we can all live with.
I appreciate any anecdotes, research or suggestions.
Please before this gets too far along, educate yourself on just what Medicare and Medicaid are & more importantly are not; what type of secondary insurance with her current Medicare; what type of care or oversight she requires (gets done via a “needs assessment”) & what costs of inhome care and facilities are.
Also for her IL, any concern by staff as to her not being IL enough to be there? Possibly on cusp of being asked to move to higher level of care? If so, doubt IL would let her leave apt for a “trial”. May be a way to rid an approaching problem.
Cali is spot on.... Medicare will not pay for room & board as a resident in a AL, MC or NH. She’ll need to apply for state run Medicaid. Have to keep that in mind as she has no $.
I’m assuming you are eldest & nearby, right? & that you think its beyond crazy to move 90 yr old mom w/dementia out of her well established daily routine living solo in an IL & move into a household with 2 adults & 5 kids under 20, right? So do you currently have DPOA & MPOA for your mom? Or is it one of the other two? Or - horrors - no dPOA?
Got to ask..... Could your mom be promoting this? Like manipulating for attention? Does mom show dog when siblings visit, like she gets super duper independent, super sharp and carps about being an ignored, neglected widow behind your back? (my mil was this)
Or is this all that one siblings storyline? Sib with the team of kids, honestly what’s your take on wanting to have mom move? Perhaps thinks mom can be extra unpaid help around the house?? 5 kids is a lot of activity. Or thinks will have access to moms $$$? 5 kids requires a big budget no matter where you live. Or is this a Smothers Brothers “mom loved you best” dramarama playing out?
What about this siblings spouse, are they promoting the move? & if so, why? Has your mom ever been super involved in this family in the past? Like the kids for eons spent summer vacation for weeks with mom, so they have an existing deep appreciation & love for her? Teens will hate having old lady with dementia around.... even if they love grannie.
Realize that since move entails becoming a resident in a new state, any program or health insurance that is tied into her current state residency will stop. If she’s on any type of meal or transportation program that’s state supported for residents in her IL, it will stop. She will have Medicare (it’s federal) but if she went onto a Medicare Advantage Plan those are tied into tight narrow service areas, so she’ll need to find a new Advantage plan. If she’s Original Medicare some of thier gap plans too have set service area. All her banking, direct SS deposits, etc likely all need to get changed as well. New DL or state ID card. All new health care providers for a 90 yr old. Will your sibling or thier spouse, have time, patience & attention to detail needed to get all this stuff done with her??? Cant be 1 of the kids doing this. Her banking & SSA stuff likely need done in person, is her dementia such that she can seem competent and cognitive on her own with a stranger for 15-45 minutes? Plus she’ll need new legal done for the new state too.
I’d be very concerned that she’s all ok now as she’s on auto-pilot. Her days are much the same; she knows her apt, neighbors, mail / meals / activities schedule without having to actively process information. Move her & it will be constantly challenging. 5 kids is easily 3x friends in & out plus all thier stuff, noise.
If your sibling insists & moves her, imo you have to tell them they canNOT have option of a “trial period” & returning her. She’s not a library book. It’s not a vacay, she moves or she stays. Just sayin’. Good luck.
All of this is so individual for the people involved; I just note that sometimes the elder her or himself is left out of the equation when discussing.
Good luck. I hope you will update us.
With five children in sib's home, this would NEVER work for mom. Too much activity especially considering her needs for quiet. Would be too confusing for her and most likely cause agitation which will not do anyone any good.
Medicare will not pay for assisted living or a nursing home or memory care. You need to talk to pros in the field to get educated on what options mom will have when the time comes.
https://www.agingcare.com/articles/all-ways-to-pay-for-long-term-care-195529.htm
https://www.agingcare.com/articles/planning-ahead-for-mom-and-dad-elderly-care-134124.htm
Medicare is health insurance usually received when you turn 65. If disabled and receiving Social Security Disability, can be received before that. It will pay for a rehab stay of no more than 100 days, 20 days 100%, 21 to 100- 50%. As said it does not pay for AL or Long term care.
Medicaid may pay for Longterm care but there is criteria that needs to be met. Its for people with no assets and a low monthly income. It does not pay, normally, for ALs or MCs. They are private pay. (In my state it will pay for an AL if you have paid at least 2 yrs privately and that depends on if the facility allows Medicaid)
I actually have identified who I want to be the third party, in case that happens with my sons.
Sister with 5 kids offering to move mom in is CRAZY! Her house is already a 3 ring circus and there is no way your mom should go there. She's used to being alone and this would be way too much for her to handle! It's kind of your sister, but encourage her to find a different way to help out.
Glad you have POA. Talk to mom and see what she thinks. But sometimes the elderly don't have great decision making skills. They often just want to stay where they are, even when that is a very unsafe option.
Start with adding a home health aide who can help your mom with errands, cooking, cleaning, etc. Someone to sit with her. Does someone already take care of her meds, etc.?
This is not an easy time of life for any of us involved with our parents aging, not so gracefully.
Good luck.
How about a disinterested third party that could gather your mom's history from the family and make an assessment of care level needed? Hiring a social worker for an assessment visit can help. Calling and talking to your state Dept. of Aging, your local Area Agency on Aging and the Alzheimer's Assn can help with your decision. They will all offer assessment help. They may also help in discussing care facility options.
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