How many caregivers are tremendously influenced by their parents' expectations of them? Will this ever change?

I (58 YO) intend for it to change with ME! My 84 YO mother lives in the basement apartment of my house. When she had Covid and a bladder infection that put her in the hospital in May 2022, we also found out that she had experienced several small strokes that have compromised her decision making. Her recent behaviors made more sense after we were told that.

I have been caring for her for the past 9 months and it has been made very clear to me that she has just come home to live in her recliner and watch TV for the rest of her life. She has no concept of just how she’s negatively affecting my husband and I, but more so me. My older brother passed from complications of diabetes in January of 2020 and my mother has gone downhill ever since and has now been “modeling” his behavior. She does not do any of the exercises from her time with PT/OT, she has no stamina and/or body strength and needs help with EVERYTHING. She is fast becoming more incontinent (both urine and feces) and it sucks the soul right out of my body each time she tells me that she’s had an “accident” on the way to the toilet. Caregiving is not something that I would ever choose to do, I just don’t have the stomach or patience for it.

I have instructed both of my boys and my DIL to never take me into their home and disrupt theirs lives. Just find me a decent care facility and come visit. I am currently trying to convince my husband that we need to plan for our older years when we can’t care for ourselves any longer. I want us to plan out where we will go and hopefully find an independent living to full time care facility now so that my kids don’t have to find one.

I resent having to give up my rewarding and fulfilling job to care for someone who has no concern for me or my well being. I am exhausted, depressed and have anxiety attacks every time that I need to clean up the “accidents”, but my mother still refuses to see a specialist to see if anything can be done to help her. She is refusing to take charge of her life and health and will not listen to anyone.

I refuse to allow my children to feel this way about me.

I'm going to start of with saying that no parent who loves or even has any warm feelings for their own child makes them promise to not put mom and dad in a "home". It is absolutely disgusting and the very height of selfishness for a parents to ask this.
So, I'm going to say that everyone out there who ever made this promise should renege on it. The care"giving" quickly graduates to care"slavery" and God help the poor untrained person with no back round or experience with elder care who is doing it.
You are spot on about the shaming and guilt-tripping accomplishing nothing but anger and resentment.
I grew up being daily shamed and bullied by my mother. I was her target to abuse and she really broke my spirit early on in childhood.
I was lucky to have married young to a man who was loving, kind, and supportive. His family was the same. I had never seen a family like this and between them and therapy, I was able to be fixed.
I went years without even speaking to my mother. I came back to caregive for her. This was supposed to be an arrangement that suited us both and it did for a little while. I've held out in it with her for financial reasons but I don't need to anymore.
She knows that I will walk away and leave her out in the cold or in a care facility at the drop of a hat and won't lose a moment's sleep over it.
I've been guilted and shamed by her my entire life and it doesn't even faze me now.
Many of those adult children who were abused by shame and guilt are caregiving for parents are doing so because their own life circumstances leaves them with no other choice. It is not out of fear or any sense of obligation for their needy and abusive parents.
I hope that anyone who reads this thread will NEVER allow their parents or in-laws to force them to make that heinous promise to never put them in a "home".
If a person wants to try caregiving for a needy parent or relative, they most certainly should. Of course they should try if they want to.
It should always be on a day-to-day basis with no promises. When a person wants their own life back, a different arrangement is made for the care recipient.

You know, I think in my parents’ case It isn’t their expectations of ME or siblings that has been the problem. They are refusing to accept that society has changed. The kids don’t necessarily live down the street anymore, able to stop by and mow the lawn or go to the grocery. And while older people are living longer, they are all too often living out their last years with degenerative sicknesses that weren’t so common in their own parents’ day. Over the last 70 years, society has changed, not necessarily for the better. And it is a rough road for the people to change along with it. Also, the blending of cultures, with people meeting and marrying outside their native areas, and moving away, has added a new wrinkle as well. I know my parents did not navigate this blending well.

We we had the mantra of “I’m never going to a home” in our house too. The “home” was a family failure, a prison where people were sent if their kids were irresponsible and didn’t look after them. And yes, it’s the daughter—or in our case daughter-in-law—who was expected to provide the personal care. But in my father’s family, the old people took good care of their health. They lived to nearly 100, and still could take stairs, and still worked in their gardens, and still managed their later lives that they had simplified intentionally to the bare minimum. The in-town relatives, and there were many in their small town, picked up the minimal slack, helping with other basic needs. Put another way, they took care of their own business and everyone had realistic expectations.

Mom’s parents, on the other hand, were immigrants with chaotic, angry, out-of-control expectations of everyone but themselves. And my mom, one of four daughters, was the one who was suckered into dumping her own life down a hole to manage their care. Endless doctor visits, did all the insurance, did all the housework, shopping, lived with us for awhile, mom found and furnished the perfect apartment just down the street, then finally mom found the perfect care home for her mean mother.

And my dad’s responsible parents, (he is one of two sons,) who did their best to plan, but lived three hours away, got almost NO care from anyone. My dad was commandeered into caring for mom’s parents. The good, balanced people came to a bad end. The chaotic, narcissistic, mean and demanding parents got all the help. I think this happens a lot.

It was a lesson to me, no question. Mom cared for her parents—alone—instead of her own family and kids. It was not right.

everything is different today. Lives are too complex for a child to step in and manage parents’ care. I was taking my own MIL to various doctors three times a week for a bit—every little pain needed a trip to a specialist. Dentist three times a year, cardiologist quarterly, rheumatologist every month, bloodwork separate visit, eye shots every several months... and she is healthier than most. But the expectation was there that I would do all this! And me, not her own daughter. They moved here so “their son could take care of them.” Yeah, right. Sorry, I am venting! No I no longer do this.

All this said, society has changed. Everything is terribly complex. I enjoy reading the occasional post here about “what would you do differently?”

Finally, my parents had NO idea what a “home” is like today. They were picturing the many horrible places from 74 years ago. Good people have done SO much to make these places good places to be. I am so happy my mom has the opportunity to socialize and eat good food with friends.

It’s a new day, but maybe with good new things, if we will embrace them. And not refuse to participate in the new care systems!

There are many different ways to provide the care needed for senior loved ones. I am sorry that you were overburdened with your mom's care. It did not have to be that way. I am also glad that you can see there are other options available now.

For now, my "almost 80" year-old mom is independent. I monitor her health since I live the closest to her. My sister monitors her finances. So far, our mom doesn't need our assistance. In the future, she will move in with my family. I will most likely enroll her in adult day care since I will probably be working until I am "almost 80." If she needs day and night care, I will get her placed into the nicest facility I can since I know I can not provide 24/7/365 care without at least 8 hours of sleep every night.

Need: The need for care only involved my mother since my father died at age 50 when I was barely 20. My mother had zero expectation - she, a legally blind woman, just went on living solo in another state than me. Didn't I try to amend her elder living situation? Why, most certainly I tried, though she said "No, I'm so glad that I stayed in my home." That presented a real dilemma for me, the female adult NOT kid. When her blood pressure plummeted, I had to move there - as an elder with a 45 year career behind me. Being an elder, leaving my state and family were VERY tough. Mother said "I'll pack your bag, "You're Hitler," among other unpleasantries.

I'm in the process of evicting my mother and her husband. They have lived rent-free for 15yrs and refuse to pay a dime, even with a lease they signed with me. The shaming tactics, societal norms, and lack of healthy boundaries all contributed to me not taking this action sooner. 

One thing is for sure, I will never burden my son to take care of me. I simply won't allow it. My father never once asked for anything from me in old age. He figured out a way to get anything he needed on his own. 

I purchased Long Term Care in my late 30s (for dirt cheap) because I subscribe to the belief a long time ago that nobody in my family is coming to save me, nor should they, so I need to protect myself and plan to take care of myself. 

Lastly, when I was shopping for an LTC policy, I stumbled upon the fact that women are far more likely to take on the role of caregiver than men. Either way, it's unfair to expect or shame children into sacrificing the livelihood they worked so hard to build, especially since parents had their whole life to plan for old age—just my 2 cents.

It won't change until children learn how to stand up to their parents. A deathbed promise is worth absolutely nothing. People need to (wo)man up, and stop with the hands-on crap. If the elder can't live alone, and they can't afford 24/7 professional (no, not family) paid care, they go into a facility.

No exceptions.

Making promises is dangerous business, like the one you made to Dad and like the ones said at wedding nuptials like "Till death us do part." Even the little promises that children extract from their parents.

Always preface those statements with "MAYBE."

I was greatly influenced by my parents' expectations of me until I realized they were ridiculous and would ruin my life entirely.

That's when I pulled my head out of the sand and said NO. My life is just as important as your lives.

And off to IL and AL and MC they went. Where they had a good quality of life and where I was able to preserve MY sanity and well being, to SOME degree. Because once a parent is placed in managed care, there is STILL a huge ton of things to do for them, let's face it.

Caregiving snuck up on me. Twenty years ago we built a granny flat next to our house because my mother (by her own admission) needed to downsize and, having grown up on a farm, she preferred a rural lifestyle. Instead of getting rid of enough stuff, she had the movers place things in my house and garage. So much stuff. Who convinced our elders that they must have everyday dishes, cutlery and glasses, plus Sunday dishes, plus fine china, silverware, crystal...?

I hoped to have more kids (I did) and thought proximity would help them forge a relationship.

She has always been difficult, and I honestly thought she was just being more difficult. I didn’t begin to grasp the degree of her cognitive decline until a few years before the pandemic. By the time I accepted that I had to get her in care (covertly - she was certain she was fine and only needed “a little” help from me) COVID-19 hit and we had family in care die. So I helped her in her house. Which became 24/7.

Incidentally lots of her friends were in lovely (her word) homes but she was not about to put herself where she’d be surrounded by old people, when she was only in her mid-80s. Even in care (she’s 98) she doesn’t want to socialize with the old folks. I think she’s the oldest!

I have only recently realized I was conditioned to feel responsible for her happiness. I was a prop. (public mother versus private mother) That her expectation of being my sole focus was ridiculous. That I have value as a person, and not only when I’m doing something for her.

Having my own kids gave me a whole new perspective on being a daughter. Doing things VERY differently.

I apologized to my children for bringing so much tension into our lives. They agreed that I was between a rock and a hard place, and handled it well. I appreciated that.

My mother’s family lived 80+. A few even made it past 100. They held big family reunions - were oh so close. But she never did more than cursory visit every month or two. I have no idea where she got the idea that I was born to devote my life to her. Even in my 20s she expected me to spend every holiday with her. And she didn’t take no for an answer. More likely I was conditioned to never say no, out of fear of her threats to make my life miserable.

My husband and I are simplifying, have our wills done, et cetera, and have told our children - in no uncertain terms - that we don’t ever want to put them through what my mother put us through. I hope they’ll visit us because they want to. Not due to guilt. And they’ll live fulfilling lives. So far so good.

Good Morning,

This is the whole thing...years ago most women (at least in my family) were home full-time and the husband's worked. There was very little divorce, not a lot of blended families and people got married and did not live together, pretty much the same names and faces planted some roots in the neighborhood.

All of the these physical therapists and specialists did not exist on every street corner. Women married young, had their children young, by the time they raised their family then Nana and Grandpa started needed help.

In my day, the "in-law apartment" or family room/Auntie broke her hip and is coming to live with us for a few months was simply done without much fanfare. Everyone I knew in my neighborhood lived like this.

I actually attended an elementary school that sent us home for lunch because all of the mother's were home.

Today's family geo-graphics are not the same as my era. I have mentioned this before on the forum--I attended a conference years ago and a lady from Argentina said her people live for the greater good, U.S. lives for the self--the individual. Let me reiterate America is the greatest country and I considered myself one of the luckiest people (1 in 20 people is born in America) to have won the lottery with the parents I had and living in this great country that my late father fought for.

My neighbors who are retired nurses and have worked in every hospital and nursing home facility said to me, do you know how lucky your mother is to have you. They also said you never see an Asian or a Latino in a Nursing Home.

Folks years ago, none of these Assisted Livings' existed. I am not in that category of $$$. It's really real estate. The NH where I live are all short-staffed, overworked and underpaid.

In the year 2023, there is no "one" answer for everyone here on this forum. It depends how much you can put up with and the level of care your loved one requires as a disease progresses or how the elderly decline. For example, I do not know how to give an IV. I know what my limitations are. A plan for the future has to be considered, "what if". Don't feel guilty, but also look to the previous generations and the incorporate the old with the new.

Also, the materialism at least in my family is unbelievable. Yes, they say I have to work but go look in their garage and see the "stuff". The sports on the weekends even on a Sunday rule. No more visits to Grandma's.

It's a different era and if you are not careful the pace is "frenzy". I grew up remembering on a Sunday, all dressed up "Sunday Best" attend Mass, go to the bakery, come back have a pot roast, carrots, read the Sunday paper and relatives would visit. We did this for years. All retails and banks were closed.

There is a reason why there is a book called "The Greatest Generation". It should be required reading in every school system in every State in America.

Take what you want from this. Some of you may be from my generation. In all honesty, most people--myself included, want to remain at home but you also don't want to go down with the ship. When is that line crossed, that's up to your own individual situation.

Amen...

My narcissistic mother’s mantra was “I brought you in you bring me out”. My response after much counseling is that I did not ask to be brought in. Additionally none of the seven sisters took responsibility for their mom who was in a nursing facility. When time came that she could not live independently, I told her she needed to decide where she would spend her last years. I told her well ahead of her needing care.I told her if she did not decide, she might not like my decision. She really wanted me to quit my executive level six figure job to become her servant. I explained that I would not do this. The transition to independent living 150 miles from us was her choice, although any problems were my fault. Go with your self survival. You will feel guilty, but stay strong. My mother was evil. She unhooked my dad from life support and CREMATED HIM before I got there within 12 hours. The man at the funeral home called me to say that my Purple Heart father was supposed to have his ashes spread in potters field to feed the roses. Was I ok with that…NO! I ptotected my mother with good assisted living. I had a friend who visited her mil there and would see my mother happy…until I got there. Don’t feel guilt…just do the best you can. My last conversation from my mother was her asking for me to bring her Benadryl due to congestion. She was 150 miles away and we were not allowed to give additional medication. In addition, I was in Idaho…notable to get a flight. Her last words because she ingested fluid that night…See I knew I could never count on you. No matter how much you do, take care of YOURSELF. You do your best. You did not come into this world to take care of all needs of other people, even your parents.

Thank you for this. It is all so true. I always swore I wouldn't put my mom in a nursing home. When she did start to deteriorate my uncle kept saying she should live with me, which really wasn't his place, but also I don't think he, or anyone else could understand that that just isn't possible. I lived with her for 35 years out of guilt and obligation and it hasn't been good for me mentally. When we did live together, we fought all the time because I had a lot of built up resentment, and also because we just have different styles of living. She is messy, I like things neat, etc.
I never expected her to deteriorate so quickly or to become as dependent as she has. Although I always planned to have her live with us when she needed to, I didn't expect it to be so soon and also for her to need such total care. I feel a lot of guilt since I am an RN, because I do have the training to take care of someone, but I also have my own family and I just can't do it mentally anymore. Also, even as an RN, I can't lift her off the floor by myself, and my husband isn't always here to help, and she falls a lot. Not to mention, my husband said absolutely not. Even with him telling me how hard it would be for me I would still have done it because of my sense of obligation to her. If he hadn't said no, I would have done it anyway and really it's not fair to him or my son.
I am working through it. What helped is having my own child. I absolutely NEVER would let him care for me if I ended up in my mom's situation. My husband and I are actually planning to see an estate planning attorney once we have my mom's situation settled so our son doesn't have to go through this. Knowing I wouldn't want that for him has helped lessen my guilt because I feel like most normal parents wouldn't.
But, I still hear my uncle's voice in my head and wonder how badly he thinks of me now for putting her there, but I just have to keep telling my self that I did what is right for her, and he is not in my situation and never has been. My grandparents both died fairly young, grandma at 57 and grandpa at 73, and neither was the total care that my mom is. She is getting good care and has adjusted pretty well to the NH. She's doing way more than she was at her house. She participates in activities and has made friends. She has one friend who has pretty bad memory issues and she looks out for her, which I think gives her a sense of purpose. I am able to take comfort in those things.

Alva, I raised my daughters to become independent as well. This is the best gift that we can give to our children. Your parents raised you well.

I am reminded of the Crosby, Stills and Nash song, ‘Teach Your Children.’ Great song!

I have known mothers and fathers who simply couldn’t let go. They meddle in their children’s lives as long as they live. It’s ridiculous.

We have to allow our children to live their own lives. If they make mistakes, hopefully they will grow and learn from them.

It's a good question, Need. I think we so often see people here who express that their parent was always cruel and abusive, but who feel obligated --and they often use just that word--to serve that parent until he or she dies. To me they are victims of Stockholm syndrome. They were trained to be the ones tortured.
I have always expressed myself "incapable due to my human limitations" to care for any elder in my own home. And that is how I feel. BUT to be fair it is also how I was raised. I was raised that you worked hard, saved harder, took care of yourself so as to not burden others. Raised that the parent who has a child by choice or by accident is responsible to raise and teach that child, to render loving care and training so that child could, as my Mom said "be independent because that is what the world will require" of you.
So in short, yes, I think we are tremendously influenced by how we were raised. Not to say that we cannot choose a different path if we are lucky enough and strong enough to make that choice. But we ARE influenced.

Good thoughts, NHWM. I’ve been amazed by the misguided promises, guilt, false expectations, and twisted family dynamics on AC forum over my time here. The caregiving I’ve done was my choice, at a level of involvement that worked for my family. I have an unhealthy, in every way, sibling who’d love me to be a caregiver for him one day. It won’t be happening in any way other than to arrange his care by others. I always hope others can see that protecting yourself is never wrong. Thanks for your wise words

I still have a problem understanding how seemingly well adjusted adults have a hard time telling a parent 'no' or that they are making an unreasonable demand of them. I have done things for my father that I did not really want to do and then was very mad at myself for letting him manipulate me. We have all been there. I'm talking about the big stuff. The life altering stuff. Yes it was difficult at times to have to run him to the grocery store or take off work to take him to a specialist that I knew was a total BS appointment purely for his entertainment. I am talking about those on this board who have given up their careers and future financial security to take on a senior that never gave a thought to how they would manage in their old age. Just because they did not plan does not mean their children's lives should be torpedoed so that they can continue to live as they are. The one who needs the assistance should be the one to compromise, not the person trying to help. If my father ever told me that I would need to quit my job so I could be available to him 24/7 or that he had to move in with me, I would have laughed. Neither scenario was doable in my life. Quit my job? How would I support my two kids? Bring my father into a home that is two stories and no first floor bedroom? With gas appliances and several cats...he'd burn my house down on the first day. I would certainly help him find resources that he could afford, but I would not be the answers to all his problems.

I think my brothers and sister will share equally with our mom. But I have some resentment to my ex-wife and her siblings because they will do nothing for their Mom. My ex-wife calls occasionaly and she is in SC. Her siblings all live locally and they do little to nothing. But it is what it is.

@ Needhelp…You are absolutely correct !! There is a ton of resentments on this thread .
I don’t resent caring for my father . He was pleasant . It’s the very difficult ones like my mother that you put your life on hold for and they berate you that causes resentment .
I have already apologized to my children in advance if I give them grief .

Well said!

My parents had 49 years from the time their last child left home until they lingeringly died.

During that time, they cared minimally for their own parents, which involved sitting with them in their home to watch TV, cooking an occasional meal to take over, and very little hospital visiting as the old folks obligingly died in their 70s.

My parents never were faced with full-time care of anyone. They traveled, rode around in their boat, partied with their friends, spent lots of money on luxury vehicles, spent time at their second home, entertained, ate out a lot, bought anything they wanted - jewels, clothes. Not once in their Forty-Nine Years of Unfettered Freedom did they plan for What Happened Next.

What Happened Next was total dependence on me for everything you need to do for an elderly dying parent. We hired help. It wasn't enough. I had to be there too. I could no longer work at my business. That cut my income. They had a business that needed to be run so they wouldn't run out of money. They had two houses that were in disrepair. Their estate was in a shambles due to not updating their will since they were about 45. And on and on. I had five years of overseeing their dying, and five more of untangling their business mess, which involved multiple lawsuits and liens. Ten years! While I had health issues of my own, serious personal problems and a sick LO to take care of!

I loved my parents, but I resent the hell they put me through. (And they weren't the most kind and loving parents, either.) Who wouldn't resent it?

It will be different for my children. Please, if you haven't started making arrangements to avoid What Happens Next for your kids, get it going!

I have (tried) to adopt the philosophy that I would rather live a legacy than have an inheritance. I had my kids late in life (as did my own mother) so am now stuck in the hell that is caring for a 90-year-old, bed ridden mother and helping my own high school aged kids. My mother had needed increasing levels of care for 20 years and had I been more active in her hands on care, I would not be able to have the life I have with my own kids. I don't regret that for a second.

I alleviate any guilt in the knowledge that my kids will (hopefully) go out and make their own mark on the world and contribute to society. I am more fearful of neglecting my kids to provide hands on care for my mother, who in wonderfully cared for at her NH. I know that my mental, physical, emotional and financial health would not survive taking care of her and the greatest impact would be on my own kids.

The elderly have many care options. They may not like them but that doesn't mean that their own kids should be responsible for their care. Especially when they need a high level of care and are slowly dying over years or even decades. I would encourage anyone (and do encourage my own kids) to go out and live their best lives, and help their loved ones find care solutions that work for everyone.

My Grandmother was born in 1901. She married in her early 20s and had 8 children all lived to be adults I remember her sister and father living with her but pretty independent. Her father died at 86 from old age. Her sister entered a NH after my grandfather retired saying my grandmother could no longer care for her because she had broke her hip and no bedrooms on the first floor. My Dad said they seemed to always have someone living with them, but that was the times. SS was not started till the 30s and I think it was the early 40s before an actual check was issued for $25. Medicaid was enacted in 1965. And NHs were far and in between. Als and MCs were not even in existance. So children were still taking in parents. But back then ill parents did not live to be 90 and 100 yrs old.

I was so lucky that my Mom was easy. It was hard dealing with her Dementia and really when I took her in I did not think it was a permanent thing. I was able to place her in a nice AL where I think she was happy. She never said she wanted to go home. I really have no idea how some of our members do caregiving daily for years at a time. 20 months at the age of 65 was enough for me. Then to have a stubborn or mentally ill parent or parents to deal with. And those who were abused and still have the compassion to care for that parent, I so hope there is a place in heaven for you.

There is a post going now that the OP and her Mom have no idea where to turn and had the ability to get Dad care but were not aware they could have said No to bringing him home and the SW at the hospital could have helped them place them. Had no idea how Medicare and Medicaid works. That there are options out there if you can't care for a LO. That when you plan your retirement, you should also plan on how your going to handle an illness, accident or Dementia that debilitates you besides how u want ur death handled. And your children should not be part of the equation. Set up POAs and assign the child who lives near you and you can trust. Not one 1000 miles away that is the favored one.

My daughters know I do not expect them to care for me. They tease and say they will pick out my NH and so I need to be nice. I don't think I will abandoned but I do not expect them to be at my beck and call but I do hope I will get call every now and then and a visit and my occasional goody. 😊

My good friend likes to say that "expectations are premeditated disappointments". My husband says the definiition of anger is an "unmet expectation". Either way, "when we assume, it makes an ass out of u and me" ;-)

I grew up in a household where I watched my mom as she battled cancer and while I did not see my dad do hands on care I am sure he did.
I did watch as my dad helped his Mother in law through her battle with cancer and since she lived with us after my mom dies he was for the most part her caregiver. She died about a year and a half after my mom.
I sort of took over the house at that point (I was 12) and helped my dad through his cancer. He died when I was about 15.
I was caregiver for my Husband. 12 years with Alzheimer's/vascular dementia.

I WILL not put a family member through caring for me!
I made the expensive decision to purchase Long Term Care Insurance.
The house that I purchased when caring for my Husband was built handicap accessible I plan on remaining in this house until the day they put a tag on my toe and haul me out feet first.

Never, EVER, should a promise be requested OR GRANTED, concerning the care of anyone.

No one EVER knows the parameters that will embrace “honoring” such a promise, what the demands will be, who will be left to carry it out.

I thank God that I was never asked, but seeing the lives others who were caregivers led before they were freed, either by the death of their LO or even sadder, by their own deaths or incapacitation, I never made that promise to myself or to others.

NEVER say it! NEVER feel guilt for not offering it!

If you can offer help freely AND SAFELY while caring for a Loved One, do that. If and when the task gets so overwhelming that you can no longer do it for the satisfaction YOU receive for your generosity and sacrifice, seek an alternative means of care as soon as you possibly can.

No regrets!

I have not done the very hard yards others have with in-home 24/7. But I did enough that when I said Yes to caregiving, it had the consequence of No to something else. It took time to see that. But I don't regret it - it was educational.

At first it felt very selfish to say No. Then I thought more on it, started asking myself questions. Why was my husband, children's & my own daily stuff being de-prioritised? Were our needs less important? Was I the only person to provide help? What other options existed?

I'm sure my choices would be different if I had been born 100 years ago. Slaving away on home chores as women did. All those babies & growing children! Plus elders that couldn't live alone.

But life changed didn't it? People live so MUCH longer.

My parents divorced many years ago. My mom remarried a much younger man. My dad had all of his plans made. But he died of an aneurysm at 71. He had remarried but she had her own plans made with her kids, but died of cancer a year after dad.

My mom has good financial plans but otherwise not much planning. I think she feels that I will help her make plans after she divorces and I'm willing to help with plans and implementing but I won't take care of her in my home. Getting my kids out and in their homes is my priority. It's me time.

What a wise post!

I'd only add one thing. It seems that so often in families it is one sibling who bears the brunt of the caregiving. Maybe that one sibling has been groomed for a long time to be the eventual caregiver.

I often think that Mama and Daddy do not "deserve" a 24/7/365 caregiving slave daughter (or sometimes son), when they have also raised the other siblings to NOT apparently care at all. Sometimes the parents even make excuses for the other siblings. When it is all dumped on the scapegoat child, that child does not realize how they are being taken advantage of. They often say that they can look themselves in the mirror, they know they are doing the "right thing," and that their sibs will regret that they have done nothing (in some cases, don't even have any contact with the parent). No, those siblings will probably NOT regret it. They are liking the sweet deal they got.

Fawnby,

You have brought up an important point on this topic. I do feel that it is a parent’s responsibility to discuss our future care with our children.

Yes, it is important to save for our future. This isn’t always easy. As you know, we can run into setbacks when saving for the future.

First of all, raising children is expensive. Then there are bumps in our lives that cause us to take a hit. Several years ago my husband was laid off at work. Buying our home was a major expense but it is an investment.

We had unexpected medical issues and that eats into savings as well. I had fertility issues and the medical bills were not covered by our insurance.

When I did get pregnant with a high risk pregnancy, I still didn’t have medical coverage because my husband’s company swapped out maternity care coverage for dental insurance. So, our inside joke was that we had to figure out a way for our dentist to deliver the baby! LOL 😆

My husband has had health issues as well.

I quit my job to become a full time caregiver to my mom which I do regret. Live and learn, right?

So, it has taken awhile to build up our financial situation and of course we would like to have more money than we have to stash away.

We do have some lovely assisted living facilities in our city and that would be my first choice.

I am glad to see that you are working on your future plans too. It’s interesting that we don’t think about these things as much as we should while we are young. We’re busy with other things.

Your post makes me realize that we should probably discuss this topic with our children so they know what lies in store for them in their future.

Educating ourselves and is truly the best gift that we can give each other.

I always see Barb posting about a certain website dealing with finances regarding our future. I can’t remember the name of it though. It’s terrific that she has made this suggestion for others to look into.

Thanks again for your insightful response.