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If there are assets, they should be used for care.
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Yes, this is what ALL ASSETS means. ALL.
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If the assets are not accessible to the person they are not counted. There are any number of situations in other countries where circumstances make getting money out of those assets next to impossible. It is the proper thing to report the assets and provide some documentation as to why they cannot be used to support that person. This is a rare situation but it does come up.
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Of course. I would find out how easy are they to access.
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