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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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My wife is in a nursing home and Medicaid is looking for more of my money. Can they take my social security money plus my pension money? Is there any agency close by me that can help me. I'm a Veteran.
Although Medicaid rules/details vary from state to state, Medicaid does not leave the spouse impoverished, although they may require certain assets to be split, like saving or retirement accounts. Your monthly SS and pension income should remain yours. Your house and car are exempt assets. Your wife's SS and her half of your savings will probably be taken for her care.
A consultation with an elder care attorney would probably be worth your while. Most give an initial consultation for free and only start charging if you engage them to help with the Medicaid application process.
The business manager of the nursing home my mother was in was very helpful in getting our family through the Medicaid process and there was no cost to us for her help. My father kept his entire social security and pension, one car, and his home. He had to sell a second car. His checking and savings accounts remained with him, but he’s not a wealthy person so those weren’t large accounts. The nursing home received my mother’s social security.
No. Your SS and pension are yours. They shouldn't be considered. The joint assets you have with your wife are considered. The house and one car are exempt. Also assets, for example in a bank account, are also exempt up to a certain amount to support the spouse. That doesn't have to be spent down. In some states it's not much. In other states it's much more. You can petition in court to have that exemption level raised. In high cost of living states, sometimes it gets raised to hundreds of thousands of dollars. More money than the vast majority of Americans have period.
It's wise to at least consult a medicaid lawyer. Some posters say that's a waste of money and to let medicaid walk someone through the process. Those posters are wrong. Medicaid employees are there to represent medicaid, not you. You need someone looking out for what's best for you. I've heard social workers tell people that they don't qualify for medicaid for some various reasons. Most of those reasons could be dealt with easily, yet the social workers don't bring up the solutions.
Our family had a similar situation where Medicaid asked for more money after the determination had been made. We found the Medicaid case worker to be helpful. She also referred us to a local non profit organization that helps people deal with Medicaid and helped the community spouse to file an appeal. It seems that many states are being crushed by the demand for Medicaid in chronic care situations. Some are trying to demand more money even though the state laws allow the community spouse to retain assets. I suppose they have decided to see if just sending letters demanding more money from elderly community spouses will work.
Start with your wife's Medicaid caseworker. Ask for a referral to someone who can help you file an appeal. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
A consultation with an elder care attorney would probably be worth your while. Most give an initial consultation for free and only start charging if you engage them to help with the Medicaid application process.
It's wise to at least consult a medicaid lawyer. Some posters say that's a waste of money and to let medicaid walk someone through the process. Those posters are wrong. Medicaid employees are there to represent medicaid, not you. You need someone looking out for what's best for you. I've heard social workers tell people that they don't qualify for medicaid for some various reasons. Most of those reasons could be dealt with easily, yet the social workers don't bring up the solutions.
Here's a little read on these issues.
https://www.elderlawanswers.com/medicaid-protections-for-the-healthy-spouse-12019
Start with your wife's Medicaid caseworker. Ask for a referral to someone who can help you file an appeal. Good luck.