My mom has over 2000 in her checking ( not counting the stimulus check which doesn't count toward the limit ) but just barely. Since she didn't qualify for Medicaid she was released from the nursing home way before she should have been after having a massive stroke because she could no longer pay. She can do almost nothing for herself and won't eat. Anyone have any suggestions for how I can cope? I have experience in similar caregiving but that was 25 years ago when I was more physically capable. I'm struggling with the physical care of changing, washing, dressing, moving, and holding her up so she can drink. I'm afraid I'm not doing it as well as it should be done. She can feed herself but she doesn't want to eat, just wants to sleep. She just turned 94 on May 20th. I'm sorry if this doesn't seem overly coherent.
Use some of mom's money to consult with an Eldercare attorney who understands Medicaid in her state.
I sure wish you luck. Many people do not have children. They are placed and these things are worked out. Social Workers, sadly for them, do this work and know how to get these things done.
I am so sorry you are going through this.