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How am I affected?

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Do you mean Medicaid?
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Medicare does not have any qualifications beyond...65 or older, and pay the part A premium. That is it.

do you mean Medicaid?
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Assuming this is a Medicaid question.

Hopefully you have not been comingling funds. Otherwise you have one heck of a job in front of you to show who's money is who's. Her money can only be spent for her benefit.
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Appears that you have co-mingled funds, this is going to be somewhat of a mess to untangle. I hope that you have kept detailed records showing that all her funds were spent on her.

I would contact Medicaid and TT them about this, miss spent funds could cause a real issue here.
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I agree with everyone. Unless a spouse, you should never "share" an acct. Any acct with sister's name on it could be considered hers. At this point, I would do nothing until u spoke to Medicaid. You can't take urs or her name off the acct. at this point

What I would do if I were you, is open an acct in your name and if you are having SS or a pension direct deposited to shared acct have your SS and pension transferred to new acct. SS also offers a debit card now. Each month ur SS will be loaded onto the debit card. Then u use it as a credit card. Can use it at an ATM.

Please come back and tell us how things work out.
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