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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Looking to the future, would an individual account held for many years be subject to the look back period if a spouse was in a nursing home applying for Medicaid?
In some states, a spouse living at home can place her/his money into a Medicaid-compliant annuity as long as s/he does this before the spouse in long-term care requires Medicaid. I would have done this had my husband not died before we ran out of his money. States also let the spouse at home keep a certain amount of joint assets; the allowable amount increases every year by a small percentage; it's probably around $125-$130K now. If the spouse in long-term care has term life insurance it's important to pay the premiums because Medicaid cannot touch term life insurance, but can take whole life proceeds upon the Medicaid recipient's death. The spouse at home can usually keep the house or condo. Medicaid only goes after it after the spouse at home dies.
This question is dependent on whether they are looking at your assets as a married couple, and would depend on the rules of your state. For instance, most money held in our own name before marriage can remain our own assets in most states if kept in our own names. Then if there is, say, credit card debt by the other spouse our own assets are not a part of it. If you get an inheritance in most states it is solely yours and cannot be tapped by the spouse IF you keep it in your own name. But if you marry this inheritance to the spouse by putting it in joint account the inheritance then belongs to them as well.
As this is all very complicated and goes state by state and type of account by type of account, and whether assets in the account were consider joint in some states because put there during a marriage, and on and on and on, it is important that this be a LAWYER QUESTION.
If you are thinking to the future you will have other attorney questions as well. You can try CPA, Banker, etc and see who knows what, but an attorney in your state, esp specializing in elder law, should have all the answers. So in these crucial questions it's important to buy an hour of attorney time with your list of questions.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Is the spouse with the accounts the one who is applying for Medicaid?
Or do you mean the non-applicant spouse?
If the account is in the name of the person who is applying for Medicaid and it's within that person's state lookback period, then yes.
If it is in the non-applicant spouse's name (only), then no.
For instance, most money held in our own name before marriage can remain our own assets in most states if kept in our own names. Then if there is, say, credit card debt by the other spouse our own assets are not a part of it.
If you get an inheritance in most states it is solely yours and cannot be tapped by the spouse IF you keep it in your own name. But if you marry this inheritance to the spouse by putting it in joint account the inheritance then belongs to them as well.
As this is all very complicated and goes state by state and type of account by type of account, and whether assets in the account were consider joint in some states because put there during a marriage, and on and on and on, it is important that this be a LAWYER QUESTION.
If you are thinking to the future you will have other attorney questions as well. You can try CPA, Banker, etc and see who knows what, but an attorney in your state, esp specializing in elder law, should have all the answers. So in these crucial questions it's important to buy an hour of attorney time with your list of questions.