Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
The topic is (so-called) Medicare Advantage plans; sorry it wasn't clear in the initial post but in the forum topics list! I learned the hard way when I took the bait for 'dental! vision!' etc., but luckily because of my age and how quickly I caught the problem when a favorite provider wouldn't take the 'advantage plan' I called Medicare and they let me back in the fold! Some folks are not so lucky, get penalties, have to wait for the next enrollment, etc. Like the old saying 'If it sounds too good to be true, it probably is'!
I agree, think really hard about getting a MA plan. My daughter has a problem in her Woundcare unit having them pay and leaves the patient paying out of pocket. Medicare contracts out to these companies but they have their own network of doctors you need to go to. Then they are State based. Meaning you can't travel and be covered. If you move to another state, you have to enroll in a plan that state has. My DHs Union has been trying to get members to move to an MA but we have kept with the Traditional plan. We pay out of pocket for Drs and have deductibles but better that then the hassle of an MA. They used to be HMOs but I see some have changed to PPOs. This means there is still a network and there are financial advantages staying in Network but if you need a Dr. out of network (needs to except medicare) they will still pay something towards his service.
Not sure how Medicare pays these MA companies. Maybe just a flat rate for every client? For me, I have been leery of them from the beginning. And now my daughter has called saying she has problems with getting paid, I know I will not join one.
And those commercials make it sound so good. I have had to work with one of those agencies when Dad's employer gave each retiree a certain amount of money a month towards their medical and the retiree had to pick what they needed in an insurance company. I knew exactly what my Mom needed, Medigap. She had Medicare and she had a state prescription policy. I actually had an argument with one of the agencies reps. I told him exactly what Mom needed but he tried to talk me into an MA. I said no, Medigap. When he wouldn't budge, I hung up on him. Then called back and got a rep who gave me no problems. Must get more commission when u push MAs.
Not only that but the 'Advantage' plans (whose advantage? lol) are private companies, not part of Medicare at all. They hitch a ride on the trusted name of Medicare and profit hugely while being part of an effort to privatize Medicare and really make it hard for folks to get care.
This is another reason why selecting anything, whether Medicare supplemental insurance or other services, need to be thoroughly researched before purchasing.
AAA provided road services long before some of the ones now advertising heavily are doing, yet the latter are inferring they're the ideal choice for something AAA has managed for years if not decades.
Santalynn, your question is exactly why people need to research any kind of purchases very thoroughly. Starting a business doesn't always require verifiable knowledge, or experience, or honesty. We never even considered any of these when shopping for Medigap programs - too many restrictions.
Yes, Barb, but they only sound like they are part of Medicare when they are not at all; I urge everyone to research and also look into Thom Hartmann for his in depth explanation of the pitfalls of these plans. They were created as a way to eventually privatize Medicare and set up all sorts of restrictions as one ages and needs more care, under the guise of offering all sorts of 'goodies' to join. I jokingly say 'to whose advantage', lol. But, seriously, they are essentially a kind of HMO and come with similar pitfalls. Medicare Supplement plans are far better if needed for the 'donut hole' and if you are not eligible for Medicaid as a supplement. I now get sort of annoyed when I get constantly 'pitched' these 'dis'-advantage plans, feeling if all these goodies won't cost me anything extra why not plop 'em on my Medicare already?! Answer: because they're not what they seem; buyer beware! You would have trouble switching back to 'regular Medicare' in many cases, so educate yourselves, friends!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Not sure how Medicare pays these MA companies. Maybe just a flat rate for every client? For me, I have been leery of them from the beginning. And now my daughter has called saying she has problems with getting paid, I know I will not join one.
And those commercials make it sound so good. I have had to work with one of those agencies when Dad's employer gave each retiree a certain amount of money a month towards their medical and the retiree had to pick what they needed in an insurance company. I knew exactly what my Mom needed, Medigap. She had Medicare and she had a state prescription policy. I actually had an argument with one of the agencies reps. I told him exactly what Mom needed but he tried to talk me into an MA. I said no, Medigap. When he wouldn't budge, I hung up on him. Then called back and got a rep who gave me no problems. Must get more commission when u push MAs.
AAA provided road services long before some of the ones now advertising heavily are doing, yet the latter are inferring they're the ideal choice for something AAA has managed for years if not decades.
Santalynn, your question is exactly why people need to research any kind of purchases very thoroughly. Starting a business doesn't always require verifiable knowledge, or experience, or honesty. We never even considered any of these when shopping for Medigap programs - too many restrictions.