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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
My mom has me on all of her accounts as either "joint" or "beneficiary". I am an only child and she is not married. Is there any reason to put a survivorship on her accounts?
You need to know accounts, banks and account numbers. Were Mom to pass the banks will NOT notify you you are POD or "survivor". They do have your SS number in most cases so you might find out round the bend, but in most cases you would not. This is a HUGE mistake made by many and this money is then just sitting in state's coffers as unclaimed money. Being POD, TOD, or Suvivor means that the account is titled Alva Deer, Baby Deer POD. That means that the day that I die this account BELONGS TO baby deer and all baby deer has to do is go into the bank or deliver if online banking an original death certificate and the account is transferred to baby deer in whole. And yes, there is good reason to put POD on all accounts if she has a simple will. She can decide with one CD who gets what. The accounts do not go through probate at all. They are simply yours. In fact they are currently covered as two owners for FDIC insurance. So they can be not only 250,000 per institution, but 500,000. So do tell Mom THANKS, but I need to know WHAT ACCOUNTS and I need a copy of them and the banks papers or the bank will never let me know this money is mine.
If your mother doesn’t have you listed on her account as joint, and only as POD, you can’t touch the funds until her death and a death certificate is available. Perhaps a different length of time where you live, in my area, a couple of weeks. That may or may not be important to you. If she is in the hospital or incapacitated and you want to access her accounts to pay her bills, a bit more trouble if you aren’t on the account as joint. If she has all her accounts assigned as POD or joint and her property deeded to you, then you may not need to probate her will. It depends on your state. Just because you are her only heir is not always the only governing factor. Check with your certified elder attorney or other legal or financial counsel before you advise your mother to change anything. Good that you are looking into it.
Joint means that the account is equally yours and you can do business on it. It can be messy with a still living Mom as when she applies for medicaid this accounts for her assets and yours. POD is beneficiary. The account is yours upon her death and a death certificate presented gets you the account that very day. POD (pay on death) is survivorship. Joint is co-owner ship with all rights.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Being POD, TOD, or Suvivor means that the account is titled Alva Deer, Baby Deer POD. That means that the day that I die this account BELONGS TO baby deer and all baby deer has to do is go into the bank or deliver if online banking an original death certificate and the account is transferred to baby deer in whole. And yes, there is good reason to put POD on all accounts if she has a simple will. She can decide with one CD who gets what. The accounts do not go through probate at all. They are simply yours. In fact they are currently covered as two owners for FDIC insurance. So they can be not only 250,000 per institution, but 500,000. So do tell Mom THANKS, but I need to know WHAT ACCOUNTS and I need a copy of them and the banks papers or the bank will never let me know this money is mine.